Financial considerations when leaving an abusive relationship

Today (1st May), the Social Justice and Social Security Committee (within the Scottish Parliament) are hearing evidence on financial considerations when leaving an abusive relationship. This follows a consultation earlier this year, which SafeLives contributed to. The session will be live-streamed on the Scottish Parliament website, where you can watch live.

 

In this blog we highlight the scale of economic abuse and share the voices of survivors across Scotland and the rest of the UK. You will also find shared research data and the details of relevant support services.  

 

The scale of the issue 

I didn’t leave my ex for a long time until I knew I could become financially independent.

Victim-survivor

SafeLives’ 2020 National Survivor Survey, Whole Lives Scotland, found that in Scotland domestic abuse lasted more than twice as long for victims-survivors when it caused financial problems: 8 years as opposed to 3 years 8 months. This becomes even more concerning given that over half (56%) of the survivors surveyed reported that their abuse caused financial problems.  

 

Recent research by Women’s Aid Federation England suggests that this has been further exacerbated by the cost-of-living crisis with almost three-quarters of women reporting that this had made it harder for them to leave.  

 

For some victims and survivors there may be additional barriers and considerations. For example, SafeLives found that disabled survivors were more likely to state that they had experienced ‘other’ forms of abuse (21% compared to 14%), predominantly financial abuse.

 

The impact on victims and survivors

Just because I was working didn’t mean I wasn’t facing hardship. I had significant debt as a result of abuse and there was no specialist finance advice for women in my situation.

Victim-survivor

Direct implications of financial and economic abuse included hardship, debt and homelessness. Victims and survivors should never be in a position where they have to choose between safety and the necessities of life. 

I did not want to support a formal complaint as worried that if my ex lost his job, my children would not be financially supported and we would lose our home.

Survivor survey, Public Health Approach

Scotland has committed to ending child poverty; we must not lose sight of the children who are living in poverty because of domestic abuse. 

When I went through court, I was put on a performance improvement plan even though the company knew what I was going through. On my actual court dates, they asked me to take holiday leave. I said I didn’t really want to do that - and they ended up compromising with unpaid leave for a week.

Victim-survivor

For victims and survivors who were engaging with the civil or criminal justice system, the financial considerations of domestic abuse can directly impact on their ability to access justice for themselves and their children. Financial considerations include employment and the risk of losing it, as well as the use of leave, paid or otherwise, to access safety, justice and recovery. SafeLives staff discussed this with Gloucester MP Alex McIntyre in 2024 at the Labour Party Conference. In January 2025 he introduced the Domestic Abuse (Safe Leave) Bill in the House of Commons, calling for the right to 10 days paid leave for victims to help them find a place of safety and attend appointments such as police interviews or GP support. 

 

The financial repercussions of domestic abuse extend beyond struggling to survive or the immediacy of leaving an abusive relationship. The financial impacts on victims and survivors longer-term are extensive and far more is needed to ensure specific institutions, services and employers as well as wider society can recognise and respond to victims of abuse experiencing financial issues long after abuse may have ended. As highlighted in this piece, written by an anonymous member of Scottish Women’s Aid’s Survivor Group, ‘the cost of leaving’ an abusive relationship can take many forms. 

 

SafeLives’ partnership with NatWest on The Circle Fund provides fast, flexible and impactful grants of up to £500 to answer individual needs. Designed by services and survivors, the Circle Fund is delivered via a network of frontline services with services given autonomy to issue individual grants to survivors within 24-48 hours. In this way, the Circle Fund ensures domestic abuse survivors are supported in the right way, at the right time for them. In January 2024 the fund was renewed for a further three years with a £1m donation from NatWest. 

 

If you are unsure if you are experiencing economic abuse, the Post Separation Economic Power and Control Wheel details acts and behaviours which abusers may use.

 

Where can I get help?

 

Scotland’s Domestic Abuse and Forced Marriage Helpline is available 24 hours a day, 7 days a week. 

  • Call: 0800 027 1234 
  • Text/WhatsApp: 07401288595 
  • Email: [email protected] 
  • Webchat: on the website 

 

Surviving Economic Abuse have practical guidance on dealing with economic abuse. 

 

Scottish Women’s Rights Centre have created Scottish guidance on dealing with economic abuse and other legal rights related to domestic abuse. 

SafeLives Scotland

Access our programmes and resources aimed at professionals working in Scotland.

Whole Lives Scotland

A three-year programme that aimed to review and improve the support available for domestic abuse victims in Scotland.

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